Savings Account Rates

Effective Date: 06/09/2010

Account Name Min. Balance to Earn Dividends* Rate* APY*
Regular Savings $5.00 0.40% 0.40%
Medical Savings $0.00 0.40% 0.40%
Christmas Club Savings $0.00 1.20% 1.21%
IRA Savings (59 1/2) Tradition $10.00 1.55% 1.56%
IRA Roth/Trad $10.00 1.30% 1.31%
IRA SEP/ESA $10.00 1.30% 1.31%

*APY is Annual Percentage Yield. The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded on the first day of each quarter. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. If you have any questions or need current rate information on your accounts, please call our Member Services Department at 208-884-0150 or 1-800-223-SAVE (7283).

Rates subject to change.

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