Certificate of Deposit Rates

Effective Date: 06/09/2010

Share/Medical/IRA/ESA Certificate Rates

Minimum Balance $500 $2,500 $5,000 $10,000 $25,000 $50,000
Term Div Rate APY Div Rate APY Div Rate APY Div Rate APY Div Rate APY Div Rate APY
6 - 11 Months 0.60% 0.60% N/A N/A 0.65% 0.65% 0.70% 0.70% 0.80% 0.80% 0.85% 0.85%
12 - 17 Months 0.95% 0.95% N/A N/A 1.00% 1.00% 1.05% 1.05% 1.15% 1.16% 1.25% 1.26%
18 - 23 Months 1.05% 1.05% N/A N/A 1.10% 1.11% 1.15% 1.16% 1.25% 1.26% 1.35% 1.36%
24 - 35 Months 1.40% 1.41% N/A N/A 1.45% 1.46% 1.50% 1.51% 1.60% 1.61% 1.70% 1.71%
36 - 47 Months 1.85% 1.86% N/A N/A 1.90% 1.91% 1.95% 1.97% 2.05% 2.07% 2.15% 2.17%
48 - 59 Months 2.05% 2.07% N/A N/A 2.10% 2.12% 2.15% 2.17% 2.25% 2.27% 2.35% 2.37%
60 Months 2.30% 2.32% N/A N/A 2.40% 2.42% 2.45% 2.47% 2.55% 2.58% 2.65% 2.68%
91 - 179 Days N/A N/A 0.40% 0.40% 0.45% 0.45% 0.50% 0.50% 0.60% 0.60% 0.70% 0.70%

Young Savers Certificates Share/Medical/IRA

Term (Under Age 25) Minimum Balance Rate* APY*
6 Month $250.00 1.10% 1.11%
12 Month $250.00 1.40% 1.41%

Deferred Compensation (30 day)

Term (School Dist. Employee) Minimum Balance Rate* APY*
30 Days $10.00 2.50% 2.52%

*APY is Annual Percentage Yield. The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded on the first day of each quarter. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. If you have any questions or need current rate information on your accounts, please call our Member Services Department at 208-884-0150 or 1-800-223-SAVE (7283).

Rates subject to change.

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