Vehicle Loans

Summer Savings on New or Used Auto Loans

Rates as low as 2.99* APR, up to 36 months

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*Other rates and terms available. Limited time offer. Some restrictions apply. The rate you receive is based on the merits of your credit history.

Cars and Trucks

  • New or Used Cars and Trucks
  • Refinancing Available
  • Secured Title Loans
  • Terms from 24 to 84 Months
  • Calculate Your Payments

Boats & RV's

  • New or Used Boats & RV's
  • Refinancing Available
  • Secured Title Loans
  • Terms from 36 to 144 Months
  • Calculate Your Payments

Motorcycle, Snowmobile, ATV, Personal Watercraft

  • Refinancing Available
  • Secured Title Loans

Call (208) 884-0150 or 1-800-223-7283 or stop by a branch to speak with loan officer.

Extra features that make working with CapEd Great!

Special Member Pricing on new and used cars. Click here to get started.

Pre-Approval

Make your shopping easier by knowing that you are pre-approved for your next auto loan. By knowing how much you can borrow and how much your payment will be can give you peace of mind when making this major purchase. Pre-approvals are good for 30 days and can be used for purchases from any dealer or private party sale.

Get a pre-approval coupon.

Guaranteed Asset Protection

GAP Coverage offers an additional measure of family security and peace-of-mind by reducing the financial burden that may be incurred if your vehicle is stolen or totaled. Additionally, GAP prevents the deficiency loan balance from being added to a new loan in the event of a total loss, and serves to protect your credit rating. GAP can be purchased at a low, one time cost. Get your GAP insurance.

Dealership Financing

We now offer automobile financing for our members in numerous automobile dealer showrooms. Many local dealers have signed agreements with your credit union to make it more convenient to buy your car and finance it through your credit union. Just ask if CapEd financing is available.

Mechanical Breakdown Protection

CapEd offers a low-cost protection program which protects the Member from expensive auto repairs. You may qualify to purchase this for vehicles you already own, even if you financed it elsewhere. Get your car protected.